4 years of going nowhere – My journey with CAT

In the past couple of months, I’ve dabbled with a lot of stuff to do on weekends. Standup comedy, Improv, going to Toastmasters, meeting old friends here in Bangalore, going through pickup books and videos, trying to write on my blog, etc. And to be honest I am struggling on all of them. This was not the case until December. My weekends were quite sorted then.

For the uninitiated or any foreign audiences (Yeah, I am optimistic), Common Aptitude test or CAT is an exam conducted by the Indian Institutes of Management(IIM’s) to select students for their PGDM(or MBA) programmes. They are conducting this exam since 1950 but I’ve been giving this exam since 2015. It’s 2019 now.

Every year when I attend the CAT workshops by any coaching class, they have this constant itch to ask “Who is giving the exam for the first time?” A lot of hands go up. They ask for the students giving the 2nd time. Plenty of hands go up. It gradually decreases until they ask how many are giving it for the 5th time. No one has raised a hand in my 4 years of experience. Needless to say, I’ve raised my hands in all 4 of the instances.

Side note: You know the feeling when the words that are being typed out don’t exactly convey the thoughts and the emotions you are going through at the moment. I am living that feeling right now.

I won’t go into the details as to what I did in the years, how much I scored, what happened in the interviews, etc. That’s all noise now. Its just numbers.

I am more than a number.

I know I can’t just sit here and crib about the interviews or that my Quant prep was not up to the mark. But things didn’t turn out the way I’d expected. There was this thing with the interviews. Especially this year when I went for my MICA interview, I was completely in my head. I thought I’d just impress the interviewers with my perseverance stories and approach to job search. That is a very bad attitude to take to an interview because then I put the control in someone else’s hand and eventually even blame them for not selecting me. Then the interview becomes a means to an end(the selection).

But that’s it. I have decided to follow the path that has worked the best for me. As the intro para said, I am trying all the things that I was afraid to do but was supposed to do. I am also looking for a job as a copywriter in a mainline ad agency and might have to start fresh as an Intern. Not only because it sounds adventurous but because I don’t have any other option.

It’s getting emotional for me now, but this journey has changed me a lot, in hindsight. Getting the motivation to leave Chemical Engg for IT and then leaving IT for Advertising came from the lure of living with people who’ll improve my personality and help me in cracking the interviews (Yes, I had a narrow view of the world, I still do).

In the eyes of the world, I might be a failure in the conventional sense. I mean, c’mon, how many guys that you know of have failed in 1 exam 4 times. Yes, I’ve seen friends from 2015/16 do an MBA and get 15+ lakh “CTC” and supposedly the feeling of making it in life. I’ve also seen friends and acquaintances from 2015/16/17 do an MBA and then get an internship and then ask if they can get a job at the company I am working at right now. People have left the country to make it in the USA while some have left the high rises of Mumbai and found their calling in rural.

I, for one, gathered the courage to say no to my IT job and go where I think I belong to, Advertising.

Wow, I feel a lot better and lighter writing this. I know I’ll be a different person in the coming years with new experiences and meetings but this moment right now and the culmination of all the failures, learnings and occasional rumination on them does make me happy.

The struggle is still there, but as Sahir Ludhianvi wrote,

Gham Aur Khushi Mein Farq Na Mehsoos Ho Jahan
Main Dil Ko Us Muqaam Pe Laata Chala Gaya

Main Zindagi Ka Saath Nibhaata Chala Gaya
Har Fikar Ko Dhein Mein Udata Chala Gaya

I am still trying to solve the puzzle, but I am loving the fact that I get to work on the puzzle. I know you might not be having the best days of your life right now but hold on to yourself, talk to someone who loves you and if you want, why not show me some love?

How to Automatically save money – An Indian’s guide

automate personal finance india

Note: This answer has been written with my own experience and keeping the Indian reader in mind.But the basic skeleton will remain the same almost everywhere.

Okay, now Not 1 month but 1–2 Days.

I have tried to give you a complete blueprint to automate your finances completely.This way, you won’t have to do the same thing over and over again every month. Instead, what you do in these 2 days will take care for the rest of your life.

But first, understand this.

It’s important(At least that’s what Warren Buffet says) :

DO NOT SAVE WHAT IS LEFT AFTER SPENDING, BUT SPEND WHAT IS LEFT AFTER SAVING.

Essentially, Savings ≠Income — Expense

Instead, Expense = Income — Savings

So, first of all when your salary or whatever your income source comes, distribute it to various channels which will beat Inflation and eventually give you profit.(The best thing money can buy is more money)

Note: I have used only free resources and those which consume the minimum time.I personally follow these steps and you can trust me that it works.

Also, for the sake of calculation and familiarity, i have assumed an example of a guy named Manish, whose age is 25 and earns around ₹25,000. Manish is also a Korean film star with a French accent.And Manish is also the Batman.(2 out of the last 3 statements are false)

how to automate personal finance india

1.) PAY YOUR DEBT/LOANS.

I cannot emphasize it more.

If you have a loan on your head, start paying it immediately.Keeping a blind eye would only hurt you.

Manish has no debt currently and he would also take care about not accumulating debt in the future.

Note: If your First name is Vijay and the last name is Mallya, you can skip this step.You don’t care anyway

2.) Send 15–20% of your salary into a Dummy Savings account

What I mean by a dummy savings account is that make an Account in a bank whose only function would be to store your money monthly, without any fuss.

Now, if things are bouncing around your head, just follow these steps

1.) Download and make an account in Kotak 811/Paytm payments bank(Kotak preferred)

2.) Go to your primary bank account and set up Auto transfer(for ICICI Bank, see this) to your Kotak account. This will ensure that a certain amount transferred every month automatically.

For Manish, he will set up auto-debit and transfer 10–15%(i.e around 3500) into the Kotak account.

Note: If you want to follow a conservative route, start a Recurring Deposit(RD will have minimum lock-in period, Dummy account won’t)

3.) Invest 10–15% in Direct Mutual funds

Now, so you have saved a certain amount risk-free.But then how will you let your money work and beat the Inflation. That’s where Mutual funds or any other Investment scheme comes.

Now, returns will come at a risk, and Mutual funds are a risky business.There are a lot of Mutual funds out there in the Market(and then they have Direct/Regular, Growth/Dividend options) which confuse many.

I would suggest you open an account in Jama/Invezta because they provide Direct Mutual funds i.e. they don’t take a commission from your earnings.

Manish will probably go with Jama because it has a Mobile app and also it’s easier to pronounce.Also, for funds, because age is on his side, he can survive initial losses, and hence he will invest in Small-cap/Mid-cap funds, which although are risky but also have a potential for higher returns.

These are the basic steps which one should take.Also, you have PPF’s, Insurance(Life and health), retirement funds etc.But that is for some other day.

And if you follow this, whatever you have left after savings would be what Ramit Sethi terms as Guilt-free spending.Want to drink that hazelnut coffee, sure.Cheese burst instead of Pan based Pizza, why not!

The bottom line is, you don’t need to spend hours and hours every week to save and invest. Just a few right decisions at the right time(which is now), a little bit of conscious spending, and trust in the system.

And you will be well ahead of most people, financially.

Reliance Jio 4G : The Brilliant Business Plan of Mukesh Ambani

mukesh-jio-reliance-4g-business-plan-money-profit

September 1st 2016 will be remembered as the Day when Reliance Launched its much anticipated Jio 4G  and how it disrupted the Indian telecom market,for the 2nd time.With a hope for building a Powerhouse of Internet connectivity and the Vision of Digital India,Mukesh Ambani has launched,which many call,a ₹15,000 Cr Startup,though it has left many in excitement,awe and uncertainty at the model of Reliance Jio and how will it print profit in the balance sheets.

mukesh-jio-reliance-4g-business-plan-money-profit

And i have tried to explain the whole Reliance Jio system from its roots and answer the questions which many of you may have regarding its service.But first,

The Cell Shock of 2002

What started as a dinner table conversation between Dhirubhai and Mukesh Ambani,converted into a major disruption in the telecom sector.Though not primarily by Reliance telecom,but maybe because of the effect of Reliance,incoming calls were made free which were previously charged very heftily.With a slogan of “Karlo duniya mutthi mein”,Mukesh Ambani spearheaded the whole plan after the demise of Dhirubhai and with a dream of a mobile phone in everyone’s pocket

But then why is Reliance Comm. not a Major player today ?

Because after Dhirubhai Ambani passed away in 2002,there was a major split between Anil and Mukesh Ambani as to who will get what of the gigantic pie named Reliance.The dispute ended in 2005,with Mukesh getting oil and gas, petrochemicals, refining and manufacturing while Anil took reign over electricity, telecoms and financial services.So,Reliance telecom,which was a brainchild of Mukesh Ambani was handed over to Anil along with non-compete between them.

How Jio was created

In June 2010,just after the non-compete was waived off,Mukesh bought around 95% stake in Infotel Broadband Services for Rs 4,800 crore.They renamed it to Jio and charted a plan to roll out an only 4G network.During the 4G spectrum sale it won rights to all the 22 circles,the only company to have a pan india presence.

Then,following what he did prior to 2002,Mukesh Ambani started laying optical fiber connections throughout India.They laid more than 2,50,000 KM’s of Fiber optic cable of 96 – 288 fibers along with 1 lakh 4G Towers[See this].Their cables are ready for 5G and 6G while other companies are still struggling to upgrade from 2G/3G to 4G.

So how will it impact Indian Telecom and especially you

Now,there are many benefits,but the main,and rather unknown of are :

1.) As they have presence in all states and because they have laid their own cables,they don’t need to pay some other company to allocate them space.This results in more freedom to the network which is passed on to the customer.Moreover,they have only 4G cables,hence you will not get reduced speed as you might have faced while using 3G of other networks(but that might mean that where there is no 4G,there is no connection,yikes).

2.) Currently,tough Jio 4G network is available in 40% of India,they plan to lay it out to nearly 70% till their main commercial launch,which is on 1st January 2017,and then to almost entire India by 2018.They surely seem ambitious,but with the manpower and money power they have invested in this project,i don’t think they will lose out in this race because they didn’t have enough towers.So,they will,in my opinion be India’s largest network and billboard featuring them as “India’s largest 4G Network”

3.) Now,not a huge technological impact,but certainly a different approach towards mushrooming the towers..Reliance Jio is erecting Towers which look like trees and hence blend with the surroundings and also don’t harm the aesthetic beauty of the place.

reliance-jio-eco-friendly-green-towers

 

Okay,that’s fine.But will i get 4G really at ₹50/GB ?

Well,that one thing was a marketing tactic by Reliance Jio,is what i think.If you look at the image below,where all of their plans are shown,

  • The cheapest plan of Rs 149/month gives 300/Month and the next plan gives 4 GB/month for Rs 499,which works out to be roughly Rs 125.
  • Also,the plans which are on the higher end of the spectrum(no pun intended),is at Rs 3999 for 60 GB and Rs 4999 for 75GB,which work out to be nearly Rs 66/GB.So no plan here is offering a GB of 4G at Rs 50.

reliance jio 4G price plan
So,then why did they advertise at Rs 50,if they are not going to provide it.Well,it actually turns out that with the plan of say Rs 499 ,you get 8 GB of free WiFi(they say as JioNet),so it turns out to be 4GB + 8GB,so 12 GB for Rs 499 which is around Rs 42/GB.

The Fineprints

Okay so there are somethings you should keep in mind regarding Jio.

1.) The validity of the packs is 28 days.Which means yo don’t get the 4G for a full month,which is of 30 or 31 days,but only 28 days.And it might not seem as a big deal,but in fact because of those 2-3 days,you end up paying for 13 months in a year instead of 12 months.Think for yourself.

2.) Many people got excited because Jio tariff card mentions night unlimited for all their plans.But turns out the consider the Night from 2AM – 5AM.So,unless you are nocturnal,this free deal will taste bitter to you.

3.) And Jio says that Calls are free.Nope,Voice calls are free.In fact,you cant make a call from Jio 4G.And by that i mean that on 4G when you will call,it wont be a normal call,it will be VoLTE(Voice over LTE).In simpler terms ,now even your normal call will be through Internet,hust like Whatsapp call.So,when you will talk over phone,you will spend data.

But now Jio has clarified that the data used by Voice calls won’t be included in the plan.Hence there is no limit for the data used by Voice call.

Okay,so how will Reliance Jio make money ? What is their Business plan ?

So,finally coming to the question,why is this all so low cost and most things free.It sounds too good to be true right ? Well,it kind of is and isn’t.But to understand that,just think for yourself,how much amount of money do you spend on your phone including call+ data.Now,i don’t know about you,but according to telecom companies data,an average person spends around Rs 150/month on his mobile phone bill.Which means that companies get Rs 15o per customer per month(which technically called as ARPU) So,

Data :  Now again refer the table above and you will notice that the cheapest plan is of Rs 149,so even if you are starting at the smallest plan,you are spending what an average customer is spending today on his phone bill.But that plan obviously wont suffice your needs and you will then look at the second cheapest plan which is of Rs 499(notice the tree fold jump).

So now,instead of you,assuming an average customer, spending around Rs 150,is spending Rs 499 and by this Jio has increased its ARPU,hence more money in their pockets.Of course the benefits which you are getting are also worth the price increase.

Jio Apps : Reliance Jio also has 8 premium applications which you can use along with your free 4G.What’s more,they are free till 1st January 2018.And these apps are supposed to replace apps like Netflix,Hotstar,Spotify,gaana,etc.

But after the completion of the free period i.e. after 1st jan 2018,these apps cost Rs 15000/month.And till then you will be addicted tho them so that you will shell out that money without thinking twice.

Small Plans : They also have rs 19,29 and 129 plans but they are not worth much once you see that they provide much less value,eg. The 129 plan gives just 2GB net and validity is also 21 days.So,this is a psychological trick to make you spend more and hence become a regular paying customer instead of one time recharge customer.

So this is how they will print PROFIT on the balance sheets.And i am not touching their LYF phones and the profits from them as well as the Hotspot service.

And this wraps up the article.I think that this was a very bold move by Reliance but which was needed very much.Indian Telcos were without much competition on the price front and this literally meant that customer had no way to go because all companies had plans offering same data at more or less the same price.

There are still many questions left to be answered as how will they provide customer service,how will they lay out the groundwork for the nation wide network.Sure Reliance did it in 2002 and worked it quite well,but you know what is more difficult than creating history ? Repeating it.

Do write in the comments below what you think of this Ambitious plan of Jio.Will they pull it off in style or will it end it as a Gimmick.I am waiting for your answers.
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References : [1.] http://gadgets.ndtv.com/telecom/news/reliance-jio-plans-revealed-voice-calls-and-roaming-free-rs-50-for-1gb-data-1453073
[2.] https://www.quora.com/What-is-the-business-model-of-Reliance-Jio
[3.] http://telecom.economictimes.indiatimes.com/news/3g-4g/reliance-jios-voice-and-broadband-network-is-upgradable-to-5g-mukesh-ambani/47644803
[4.] http://indiatoday.intoday.in/story/reliance-india-mobile-service-promises-to-shake-telecom-industry-test-ambanis-ability/1/218169.html
[5.] http://telecomtalk.info/jio-fiber-to-the-home-deliver-speeds-up-to-1gbps/147416/

Books on my 2019 wishlist

Hi,

These are some of the books that were recommended to me by someone, intrigued me, stood the test of time or simply have a great book cover (guess who judged a book by its…).

And the list is in no particular order. And needless to say, I might add or remove books from time to time. These are my reading goals for 2019 (as of today there are just 9 days left in 2018).

1.) Influence by Robert Cialdini.

I first heard about this book on a James Altucher podcast and his intro about this book intrigued me. Sadly, its been more than 2 years since I heard about this book, but is still in my to-read list. Recently though, I came across a recommendation for this book from another fantastic book that I am reading currently “Poor Charlies Almanack” by the legendary thinker and investor Charlie Munger. And if a billionaire dude recommends a book, you oughta read it boy.

2.) When breath becomes Air by Paul Kalanidhi

A book that grabbed my attention from its cover(and because the author’s name sounded Indian). But then Bill Gates recommended it on his reading list as “The best non-fiction I’ve read in a while”. Again, read the last line of the above book summary. I guess I am following a lot of billionaires nowadays. God, is it a sign of my future!

3.) Principles by Ray Dalio

I got introduced to Ray Dalio’s wisdom from his Youtube video on Economy. And then I read the story on Sor Orwell’s blog about his friend helping Mr Dalio design his book. And yeah from all the podcast episodes that I heard of him while he was promoting this book. The book is big(both in volume and in Idead) and is a tad bit expensive as well. But I think before reading this, I’ll finish off Mr Dalio’s “A template for Understanding big debt crises” first whose PDF version I already have.

4.) A little book of happiness by Ruskin Bond

Come on. How can someone not like Ruskin Bond’s style of writing and when the same writer who introduced us to Kasauli, Shamli and Himachal writes about his thoughts on happiness, how can one resist. Also, Vishar sir from Safal Niveshak mentioned an excerpt from this book in this post, which is too good to be missed

5.) 1984 by George Orwell

My affinity for fiction reduced when I started reading more and more Non-fiction articles and books. But this book has captured my attention for a long time. I bought it a couple of months back and will hopefully start reading it soon.

Do you have any recommendations for me? Any books that you liked and would like others to read? Mention it in the comment and let the discussion flow.

Top Ranked Distance Universities in India

Bharathiar University

Bharathiar university

The university was founded in the year 1972. It is one of the oldest universities and has been accredited as an ‘A’ grade university by NAAC.

The University offers a long list of UG, PG, Diploma and Certificate courses. Below is a list of popular courses in the distance education for the students-

Undergraduate Courses

  • B.A: Bachelor of Business Administration
  • B.A in Air-Cargo, Shipping and Supply Management
  • B.A in supply and provide Chain Management
  • A in Tamil
  • A in English
  • Sc in Arithmetic
  • Sc in Physics
  • Sc in Data Technology
  • Com: Bachelor of Commerce

Postgraduate Courses:

  • L.I.S: Master of humanistic discipline
  • Ed: Master of Education
  • S.W: Master of welfare work
  • Com: Master of Commerce
  • Com in computer Applications
  • Sc. in Physics
  • Sc. in Chemistry M.Sc. in industrial psychology
  • A. in English Literature
  • A. in Thanthai Periyar Thought
  • A. in Arignar anna Thought

Professional Courses
Distance Education M.B.A by Bharathiar University

  • General
  • B.A. in selling Management
  • B.A. in Hospital Management
  • B.A. in business and building Management
  • B.A. in money Management
  • B.A. in Investment Management
  • B.A. in International Business
  • B.A. in Human Resources Management
  • B.A. in Retail Management
  • B.A. in package Testing and Quality Management
  • Integrated MBA (duration:5 Years)

Postgraduate PG Diploma Courses

  • Postgraduate diploma in fireplace and Safety Management
  • Postgraduate diploma in Applied Tamil
  • Postgraduate diploma in E-Commerce
  • Postgraduate diploma in E-Learning Technology
  • Postgraduate certification in Export Management
  • Postgraduate Diploma in Fitness Management
  • Postgraduate Diploma in Journalism and Mass Communication
  • Postgraduate Diploma in Advanced Networking

Diploma Courses

  • Diploma in Applied Tamil
  • ETT – Diploma in Elementary Teacher coaching
  • DMM – Diploma in selling Management
  • Diploma in Hardware and Networking
  • Diploma in paleography
  • Diploma in Exercise medical aid and Sports Rehabilitation

Certificate courses

  • Certificate Course (CC) in Shipping and Port Management
  • Certificate Course (CC) in humanistic discipline
  • Certificate Course (CC) in Finance AN d Accounting
  • Certificate Course (CC) in sensible computerized Accounting

Calicut University

calicut university

It came into existence in the year 1981. The NAAC has accredited the university with an ‘A’ grade due to its quality education. Over the years it has provided distance learning opportunities to the students across the country. The distance department of Calicut University offers various courses offered by the university. Some of the courses are listed below-

  • A. in – History
  • Economics
  • Political Science
  • Sociology
  • English

MBA in-

  • Finance
  • Marketing
  • Human Resource
  • International Business Studies

MA in-

  • History
  • Economics
  • Politics
  • Sociology
  • English
  • Malayalam
  • Arabic
  • Hindi
  • Philosophy

Diploma Courses

Diploma in-

  • Gemology
  • Hotel Management
  • Multimedia and Animation

Post Graduate Diploma in-

  • Multimedia
  • Web Technology
  • Television Production and Anchoring
  • Foreign Trade

 

Acharya Nagarjuna University

acharya-nagarjuna-university-anu-guntur
Distance Education Courses

The university was established in the year 1976 and the main campus is located between Vijayawada and Guntur in Chennai, Kolkata. The university is recognized by the NAAC with an ‘A’ grade due to its performance and high quality education services to the students. The main objective of the university is to impart quality education to the students in order to make them proficient in every field.

There are various courses under Acharya Nagarjuna Univercity Distance Education (ANU DDE). The total fee along with the admission fee is also listed. Some of these are listed below for the ease and convenience of the students-

P.G Courses

  • Sci in Botany- 10880INR
  • Sci. in Zoology- 10880 INR
  • Sci in Physics- 10880INR
  • Sci in chemistry-11710INR
  • sci in microbiology – 11380INR
  • Sci in Computers- 18625INR
  • sci in Stastics- 10550INR
  • sci in Food and nutrition- 10880INR
  • C.A- 17765INR
  • B.A- 17160INR

UG Courses

  • Sci in Information technology- 9760INR
  • Sci in CD &FT- 12115INR
  • H.M-11460INR

Diploma Courses

  • Diploma in Food Production

Certificate courses

  • Certificate courses in HIV/AIDS Counselling
  • Certificate courses in Hotel and Hospital House Keeping
  • Life Skills

Handa ka Funda GK course Review

I first noticed the site Handa ka Funda (HKF) when its founder Mr. Ravi Handa was answering questions on Quora on CAT and the depth with which his answers instilled an image of him in me that this guy knows his stuff.

This year, I am also going to appear for CAT and because of that, I signed for the GK course on HKF.This is its review.

The course, starts with a video on ” How to prepare for GK in 60 minutes” which is delivered by Ravi sir himself. The name is pretty self explanatory and the video also has a Q&A session which answers many doubts aspirants have regarding GK.

Then there are the Factopedia videos, which is easily the trump card of the GK course. Right now, as in 2017, the biggest issues are the Rohingya crisis, Bitcoin price surge, Demonetization, etc., and all of these issues have been taken care of in Factopedia by Ravi sir. There are other videos on Finance bill, Indian stock market, crisis in Northeast India, etc.

Factopedia mainly revolves around the current affairs topics, and apart from GK in SNAP/IIFT, they are also very important for GD/WAT in the selection procedure. They are presented in video format which makes it pretty interesting to see and if you dread reading the newspaper everyday, this might be the cure.

Then, there is this “World this month” series which are essentially PPT’s of 5-7 slides which encapsulates all the major happenings in India and around the world and the ones which will be important in the GK section of the exams.

There are two Factopedia sections, one for banking and Economics which focuses on explaining all the Banking terminology and how it functions. The other one focusing on SNAP specific GK as in deaths, Bollywood, etc.

There are also PPT’s for static GK, which covers all the important aspects like Rivers and borders, Major dams, countries and capitals, judiciary and committees, etc.

One important thing that I liked about the GK course was that they even explained the Union budget, Economic survey and Foreign policies in a very easy and understandable way. These topics are very important with respect to B-school selection process but are overlooked by aspirants because of the complexity.

If you are a curious soul and have been in the know how of India, reading newspapers regularly in the last 1-2 years, you might not need the course. But if not, then this course will provide you all the important aspects of IIFT and SNAP GK in a very easily graspable format with videos and live presentations.

Link to the GK course here 

Top 10 Deemed Universities Across India

What is a Deemed University?

Deemed university is a status of autonomy granted to high performing institutes and departments of various universities in India. This status of ‘Deemed-to-be-University’, is granted by Department of Higher Education, UHRD, on the advice of the (UGC) of India, under Section 3 of the University Grants Commission (UGC) Act, 1956.

The UGC began in 1956 after Indian parliament passed the University Grants Commission Act “to make provision for the co-ordination and determination of standards in Universities and for that purpose, to establish a University Grants Commission.”

Top 10 Deemed Universities Across India

College 1: Indian Institute of Technology, Hyderabad

  • IIT Hyderabad is recognized by the Institute of Technology Act offers B.Tech, M.Tech and Ph.D courses in this institute.

Campus provides top class facilities to the students and admission is based on IIT JEE score for B.Tech Courses and GATE score for M.Tech.You can predict your gate score for 2017 by using GATE 2017 Rank Predictor.

College 2: Indian Institute of Technology, Guwahati

  • IIT Guwahati is a top premier institute for Engineering, Science and Technology which has got national and international recognition.
  • It offers B.Tech, B.Des, M.Tech, Ph.D and M.Sc. Programmes.

College 3: GITAM University, Vishakhapatnam

  • GITAM Universityis recognized by UGC.
  • It gives more importance to career oriented engineering courses.
  • It conducts online computer based test for admissions of UG and PG courses.

College 4: National Institute of Technology, Raipur

  • This institute was made aDeemed University in the year 2002.
  • It is the top standard deemed university in India.It offers B.Arch, B.Tech, M.Tech, and MCA Courses.
  • Admission is based on AIEEE rank for B.Tech and B.Arch courses and GATE score for M.Tech course.

College 5: Visweswarayya National Institute of Technology, Nagpur

  • This institute is recognized as one of the best universities with all facilities.
  • It offers various graduate and post graduate courses like B.Arch, M. Arch, M.Tech, and Ph.D Programs for the students.
  • Admission for B.Tech courses is based on IIT JEE ranks and PG courses based GATE score.

College 6: IIT, Delhi

  • IIT Delhi is one of the topDeemed Universities which offers nine areas of specialization in B.Tech Course.
  • It offers M.Tech, M.Sc., Ph.D programs for the students. Admission is based on IIT JEE score for B.Tech courses and GATE examination for M.Tech Course.

College 7: National Institute of Technology, Jamshedpur

  • Campus is provided with top class facilities.
  • It offers more than 10 areas of specialization in B.Tech Courses and admission is based on IIT JEE and GATE exam.

College 8: Indraprastha Institute, Delhi

  • IIITD Delhiwas recognized by UGC in the year 2008.
  • It offers B.Tech IT, M.Tech Computer Science and Ph.D Computer Science courses. Campus is well equipped with all facilities.
  • Admission for B.Tech is through entrance test for candidates residing in Delhi and AIEEE rank for candidates from other cities.

College 9: Indian Institute of Technology, Bombay

  • It offers UG, PG and doctoral courses for the students.
  • It offers B.Tech, M.Tech and Ph.D programs based on entrance exams like IIT JEE and GATE score.

College 10: Dr. B.R.Ambedkar National Institute of Technology, Jalandar

  • This institute offers B.Tech; M.Tech; M.Sc. and Ph.D programmes for the students.
  • It is known for its infrastructure and amenities. Admission for B.Tech courses is based on IIT JEE score and M.Tech courses based on GATE score.

Best Websites To Save On Your Travel Needs

There are many people who just love to travel during their holidays, either with their family, friends or colleagues. As a matter of fact, travelling to new places, be it the hills, desert, mountains, historic or places of various interests is a passion for many. It has been noticed that many people simply find excuses to travel to any new place, whenever they find.

Issues faced

There are said to be few aspects that the person as a travelers tends to face when travelling to new places. The very first thing is the budget involved, something that cannot be ignored. People who prefer travelling in groups are the most likely to look for deals and offers that would allow them to have quality travelling, without having to compromise on the fun and excitement quotient that the new place has to offer them.

Ways to save money during the travel

It is possible for the modern man to make the most of the trip and to save a good amount of money in the process. Although travelling to any new place can be very much expensive, since the person is not likely to know as to where to find his choice at affordable places. The web can be termed to be a boon, since it is much easier for the traveler to derive valuable information about anything and everything that would be necessary during the travel and that too from the convenience and comfort of the home.

Few sites that can helps solve the issues

These days, there have come up several websites that have understood the huge potentiality of the tour and travel industry and to cater to the different requirements of the travelers, irrespective of the different parts of the country or globe that one would like to travel. Such websites do offer huge discounts on their products and packages and can be completely relied upon to help the travelers to enjoy their outing thoroughly.

Some of the Travel Sites that are useful towards providing the right solutions are as follows:

  • Oyo Rooms
  • Makemytrip
  • Expedia
  • Redbus
  • Hiremecar
  • Musafir
  • Airvistara
  • Travel Khana

Each of the above mentioned sites has its own importance and has successfully created a huge customer base and with each day, the numbers are simply progressing.

Availing discounts from Zoutons.com

Zoutons.com is a leading site that offers discount coupons and voucher codes offered by hundreds of stores and sites. Using such coupons is very easy and can be done by any person. Going through the details mentioned in the coupons and vouchers will let know the user as to its validity period, where it can be used, for what purpose and the percentage or amount of discounts that can be availed. Zoutons.com can be a great way to save huge when travelling. You can use Oyo Coupons
provided by zoutons.com and get discount.

These days’ websites have become much popular when it comes to seeking information or purchasing goods or services. There are plenty of sites that have been launched for providing variety of travel related services and with discount sites, money can be saved in the process.

Top 6 Entrance Exams After B.Tech/B.E.

Once you have completed your bachelor’s course in engineering, you can go for the post graduate courses that are provided. However, to get admitted in those post graduate courses, you need to give a few entrance exams. Here is a list of the top 6 entrance exams that are required after B.Tech/B.E.

GATE

Graduate Aptitude Test in Engineering is an all India examination conducted for entry into further post graduate courses. It basically tests your undergrad skills in engineering and technology. It tests your comprehending ability also. It is a joint examination by Indian Institute of Science and seven other IITs.If you are currently in the final year of B.tech or B.E. or have completed the same, you shall apply for GATE. It will lead to admission for PG in India’s top institutes.You can check all details about GATE 2018 Exam.

CAT

Common Admission Test is a computer based test that is conducted in various centres in India. There are different sections in the test including Quantitative Ability, Verbal Ability, Reading Comprehension, Data Interpretation etc. This is the basis of admission for Indian Institute of Management and other major institutes IITs. It used to be a paper based test but over the time, it has become a computer based test.

IIT JAM

IIT JAM preparers go for one of the professional courses offered by most IITs and IIS. Joint Admission Test is the basis for admission to these prestigious institutions. These institutions can set your future on a bright path owing to their high quality education systems. The educational aura in these institutions provides you hand on hand practical experience too.

CMAT

Common Management Admission Test is yet again a computer based test. You have to pick the right answer through the computer terminal. The test consists of four sections, quantitative techniques, data interpretation, language comprehension and general awareness. Each section consists of about 25 questions. The test duration is 180 minutes. This will be the basis of admission to various prestigious institutes.

XAT

Xavier Aptitude test is conducted by Xavier Association of Management Institutes. This exam helps you get admission in different management schools in India, for post graduate education. Even foreign students shall apply for XAT. The test centres are spread across different locations within India and about 2 locations in the foreign countries. Any graduate from a standard university is allowed to give the XAT exam.

AFCAT

Airforce Common Admission Test is conducted by the Indian Air Force to select officers for the team in branches of the IAF, other than medical and dental students. There are a lot of branches like the Technical branch, Flying branch, Ground duty branch etc. This test is conducted twice a year and notifications are out before the test.

The above list contains all the prestigious exams and the corresponding institutions that you would be able to get into, if you apply for the same. However, at the end, it depends on you to choose wisely and pick the right destination and path for yourself. All the paths are difficult. So, perseverance and dedication is of utmost importance. Good luck!

The Serene Exquisiteness of the North-East

Setting off from Kolkata around mid winter, I was going to be open to a beautiful adventure. Northeast has been ignored in a slapdash fashion accompanied by a lot of trolls and abuses. But what people fail to realize is that the Northeastern part of India is blessed with hundreds of fascinating places. I left Kolkata about 7:30pm and reached Siliguri at around 7 in the morning. Cleartrip has been a sweetheart throughout my journey. I booked my tickets on cleartrip and got a discount on my tickets through cleartrip discount coupons. I was welcomed with a huge palace-setting hotel with a tinge of traditional Bengali architecture. Thanks to cleartrip, yet again. I had a lovely hotel experience. Cleartrip helped me book reliable hotels at an ideal price.

Siliguri is the centre to almost all the attractions in the Northeast. It takes about 4 hours to reach Gangtok and around 2 and half hours to reach Darjeeling, which is one of India’s most delightful hill stations. We stopped at our destination, Mall road. Mall road is a great place/lane to take a leisure stroll as it is attended by scenic beauty. Chauk Bazaar has Keventer’s and Glenary’s. They are the best places to go for a light cappuccino or even a heavy full-delicious meal like Chicken Sausages. They are places that would make your stomach go like “I just saw heaven!” Throughout the lane, you can find a lot of stores with hand-made chocolates and woolen clothes. You must not miss the chance to buy a memento for back home. The Darjeeling tea is also quite popular and tasty.

Don’t miss the chance to glance the mighty peaks of Kanchenjunga and Japanese Peace Pagoda. The Batasia loop is a treat to the eyes. The Darjeeling Himalayan railway is something which you would have seen only in movies. Ghoom monastery and the Rock garden are yet again majestic. The toy train is fun for both kids and adults. My next destination was Gangtok. Gangtok is a place which one has to visit at least once in their lifetime. It has a million small and big spots where you can just hangout and be at peace. MC Marg is a place where you can shop whatever you want to carry home. But what you want to carry home is the memories you make. It is a great place to organize a reunion with your friends. Nathula pass and Tsomgo lake are places which make you realize that God actually exists and Mother Nature is the most beautiful discovery of mankind ever.

When you see the clouds covering the topmost edges of the peaks, you feel heavenly. It was a magical experience. The Himalayan zoological park has a wide variety of animals which are natives of the Northeast. You can find beautiful creatures like red pandas, snow leopards etc. After a round of amazing journeys, I returned to my hotel and had a great night sleep after which I had to get back to normal routine life. However, this trip would always remain in my heart rather than in pictures.

5 Companies In Which Every Chemical Engineer Dream to Get Placed in India

What is Chemical Engineering?

Chemical Engineering basically deals with designing and developing techniques that are used in making various products. Their work is based on altering chemicals, biochemical and the physical state of a substance to change it into something which is of use to people on a daily basis or otherwise. They have to deal with substances like oil, gas, pharmaceuticals, plastic, hospital products, energy etc. It is simply the skill used to turn certain chemical raw materials into fully complete products which are put to use. Chemical Engineering in the present also makes use of advanced technology like nanotechnology.

Indian Oil Corporation Ltd.

IOCL is currently the leading commercial enterprise of India. It has a sales turnover of Rs.3,99,601 crore for the year 2015-16. Ranked 161st in the “Global 500” listing, 2016, IOCL has been the best solution for India’s energy needs for over the past fifty years. Subsidiaries have also been established in countries like Sri Lanka, Mauritius, UAE etc.

Placement Process:

To be placed in IOCL, candidates should be specialized in Chemical Engineering from recognized Indian Universities or Institutes with a minimum percentage of 65% under General category. Candidates who are specialized in combined disciplines like Mechatronics are not eligible to apply for job in IOCL. So, it would be wise to choose the branch of specialization depending on your passion towards Chemical Engineering. Candidate must have to apply on website of IOCL for IOCL Recruitment .

Reliance

Reliance Petroleum Limited was founded by Reliance Industries Limited and it is one of India’s largest chemical sector companies. It is based in Ahmedabad. Its oil business has taken a huge leap in the recent years, thereby making it one of the top companies dealing with agriculture, packaging, housing, healthcare etc.

Placement Process:

The minimum eligibility under general category is 60% in Chemical Engineering. The selection process includes a written test under the categories- aptitude and technical. Next comes the HR and technical interviews, where questions regarding your job profile, hobbies, the company, and other technical questions will be asked. Depending on your skills, you can predict your possibility to get through.

Essar

Essar, which is next in line is one of the biggest conglomerates in India based in Mumbai. It specializes in mining, metals and energy uses world-class assets and resources in the process.

Placement Process:

After the placement talk, one has to give a tech/aptitude test which involves logical reasoning, quantitative aptitude etc. This is followed by a group discussion and a personal interview, after which the results are declared.

GSFC (Gujarat State Fertilizers and Chemicals Ltd)

GSFC was founded in 1967. Being one of India’s leading Chemical manufacturers, their discoveries prompted the birth of 8 new generation fertilizer plants to support growing needs.

Placement Process:

You can apply online for placement in GSFC. The selection process is pretty simple. The application is followed by an online test and then an interview. After this, the appointment will be fixed accordingly.

BASF

BASF is a German based company which is the largest producer in the world. It has joint ventures in over 80 countries and has fetched customers from over 200 countries.

Placement Process:

The placement process involves application screening first. This is followed by a group discussion based on which the candidate is selected accordingly for the final interview. The questions for the interview include technical and HR questions. The salary package is pretty appealing.

So gear up for the preparation and excel throughout your Engineering period to get into one of the top 5 Chemical- based companies.